Kohl’s is known to offer all your needs and if you are a frequent shopper at Kohl’s, you might have already heard about the Kohl’s card. If you’re looking for a credit card that lets you earn rewards while also letting you enjoy the different benefits of becoming a Kohl’s member, this is the perfect card for you.
The Kohl’s Card has a variety of benefits and perks that you can truly take advantage of. In this article, you will learn more about applying for a Kohl’s Card online and explore its benefits and perks.

Kohl’s Card Key Highlights and Features
There are many things to like about the Kohl’s Card especially if you are a loyal shopper at their store.

Not only do you get rewards, but there are also other perks such as monthly discounts, special anniversary offers, zero charges on annual fees, and many more that you can enjoy.
Check out the key highlights and features of the Kohl’s Card below.
Boost Your Rewards With the Kohl’s Card
With the Kohl’s Card, you can expect to receive even more rewards. You can enjoy a rewards boost of up to 7.5% when you use the card for purchases within the store.
When you have the Kohl’s Rewards Membership, you get an additional 2.5% on top of your 5% rewards rate. You can expect more rewards when you use the card within the store to pay for all your purchases.
All rewards will then be redeemable when you visit the nearest Kohl’s store in your area.
Zero Annual Fee
Another great perk of the Kohl’s Card is its zero annual fee. You will never again have to worry about paying an annual fee just to use the card at your favorite shopping place.
This makes it the best and most attractive option for those who are looking for a credit card with fewer charges. If you’re already a Kohl’s shopper, this is the perfect way to apply for this credit card.
Monthly and Anniversary Offers
In addition to zero charges and rewards boosts, Kohl’s offers monthly and anniversary offers to its loyal cardholders.
You get exclusive monthly discounts at Kohl’s based on your transactions throughout the entire year so you can save more money. Once you reach your first year with the Kohl’s Card, they also provide you with a special anniversary offer as a cardholder.
These offers will make you feel extra special, especially if you have been with them for a long time. Lastly, you can even combine all of your discounts with Kohl’s Cash to get more savings.
Also Read: Rakuten Credit Card – Learn How To Apply
A Welcome Bonus You Shouldn’t Miss
When you open the card for the first time, you will receive a 35% discount for one purchase. This means that you can get 35% off on the very first transaction that you make with the Kohl’s Card.
Make this transaction count and go big with your purchase when you sign up for the card. Additionally, if you’re able to spend at least $600 at Kohl’s, you’re also entitled to free shipping.
Interest Rates and Other Charges
The annual percentage rate for the Kohl’s Card will vary, but it should start around 31.24% for purchases. To avoid high-interest charges, it is best to try to avoid having a balance when you use the card.
As mentioned above, there is no annual fee as well as foreign purchase transaction fee with the card.
Why Should You Apply for the Kohl’s Card?
Having the Kohl’s Card is the best way to maximize the rewards you earn from shopping at Kohl’s.

Earn plenty of rewards from the rewards program alone, but with the bonus of having the Kohl’s card, you can optimize your savings even further.
There are many rewards to choose from, and the benefits of this card outweigh its rather high interest rate.
If you’re using a credit card to purchase and make transactions at Kohl’s, this is the right card for you.
Contact Details
If you need assistance with your Kohl’s Card, you can contact customer service at (855) 564-5748. They are also available 24/7 through their official website’s chat service.
You can visit any nearby Kohl’s store to apply for the card or if you have further inquiries. Their main office is located at N56 W17000 Ridgewood Drive, Menomonee Falls, WI 53051.
Learn How to Initiate Kohl’s Card Application Online
To apply for the Kohl’s Card and receive it faster, you can always initiate the application online.

It is much easier and more convenient for applicants to apply online than lining up at the store to apply. The entire application process only takes a few steps and a waiting period before you receive your new Kohl’s Card.
Check the entire process of applying for the Kohl’s Card below.
Step 1
Visit the official website and look for the Kohl’s Card menu. Read through all of the details before you click on Apply to learn more about the credit card.
This will give you enough information to determine whether the card is worth your while and whether you’re eligible to apply for it.
Step 2
Click Apply to proceed to the next step of the online application. Fill out the form with the required information, including your personal details and income.
Do not forget to add your contact details and physical or mailing address as well. Review everything for errors and the terms and conditions before you submit for review.
Step 3
Wait for their approval. If you are selected for the card, you may be notified via email or a call.
The card will then be sent to you by mail using the mailing address that you entered during the online application. It can take a few days before you receive your new Kohl’s Card in the mail.
Conclusion
From the boosted rewards to personalized discounts and offers, there is a lot to love about having the Kohl’s Card when you shop at Kohl’s. It is a credit card meant for loyal Kohl’s members, and if you want to upgrade your entire Kohl’s shopping experience, make sure you apply for this card today!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.